ATM bill pay

US11282051B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Ashish B. Kurani · Hillsborough, US
• Steven E. Puffer · Champlin, US
• Justin C. Freeman · Richardson, US
• Alicia Y. Moore · San Ramon, US
• Michael R. Thomas · San Francisco, US

Key dates

• Filing date: Dec 6, 2019
• Grant date: Mar 22, 2022
• Expiry date: Dec 6, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/3223
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computer system and a transaction machine (such as an automated teller machine (ATM)) of the same financial institution, can provide a third party customer the ability to pay bills, issued by the third party, at the ATM. The third party computing system provides the third party customer a user interface to provide a user selected amount that the third party customer plans on depositing at the ATM. The ATM provides the third party customer a user interface to enter a passcode. The ATM provides the third party customer the ability to make a payment at the ATM. The ATM verifies that the payment matches the user selected amount, and sends a payment notification to the third party computing system.