Systems and methods for counterfeit check detection

US11282086B1 · kind B1 · utility

Assignee

• United Services Automobile Association (USAA) · US

Inventors

• Reynaldo Medina, III · San Antonio, US
• Robert G. Wood · Ballwin, US
• Nandhini Sridaran · Boerne, US
• Adam Newman · San Antonio, US
• Mario Gutierrez · San Antonio, US
• William Barfield · Port Aransas, US

Key dates

• Filing date: May 4, 2020
• Grant date: Mar 22, 2022
• Expiry date: May 4, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06V40/394
• WIPO field: Control
• WIPO sector: Instruments

Abstract

Techniques for detecting counterfeit checks include using sensors to determine correspondence between items detected on a check using machine vision. Correspondence between different items on a received check is used to generate a check score, which is compared to a risk-based threshold to determine how a transaction involving the check should be handled.