Method, apparatus and system for procrssing payment request for virtual commodities on open network platform

US11288653B2 · kind B2 · utility

Assignee

• TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED · CN

Inventors

• Ding Zhang · Nanhu, CN
• Ningguo Chen · Nanhu, CN
• Jianwei Deng · Nanhai, CN
• Mingming Zhao · Nanhu, CN
• Hailiang Fan · Nanjing, CN
• Yulan Liao · Nanhu, CN
• Ruting Chen · Nanhu, CN
• Qiang Fei · Nanhu, CN
• Songjian Wang · Nanhu, CN

Key dates

• Filing date: Sep 24, 2020
• Grant date: Mar 29, 2022
• Expiry date: Oct 13, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/123
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method, apparatus and system for processing a payment request for a virtual commodity on an open network platform are provided. The method includes: receiving a payment request that is sent by a third-party application server according to a request from a terminal, the payment request carrying at least an account identifier; deducting a charge from an account corresponding to the account identifier according to a payment attribute corresponding to the account identifier; and sending a charge deduction result corresponding to the account to the terminal via the third-party application server. According to the present method, usage rate of network and system resources is improved.