Adaptable authentication processing

US11321707B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Jalpesh Chitalia · Sunnyvale, US
• Thomas Purves · San Francisco, US
• Ansar Ansari · Santa Clara, US
• Vishwanath Shastry · Mountain View, US
• Otto N. Williams · San Francisco, US
• Kevin Carvalho · San Francisco, US
• Madhuri Chandoor · San Jose, US
• Amit Gupta · Foster City, US
• Manoj Kannembath · San Francisco, US
• Samuel Shrauger · Lafayette, US

Key dates

• Filing date: Mar 22, 2017
• Grant date: May 3, 2022
• Expiry date: Sep 10, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/40145
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Embodiments of the invention are directed to systems and methods that enable authentication of a user via an authentication application that is different than a wallet application that is being used to process a transaction. The wallet application may contain payment devices and/additional wallet applications.