Patent · US Active

Identity-based transaction processing

US11321716B2 · kind B2 · utility

1Cited by

2References

9Claims

0Family size

Assignee

Visa International Service Association · US

Inventors

Michael Steven Bankston · Oakland, US
Erik Christopher Friend · Mountain View, US
Jerry Wald · San Francisco, US

Key dates

Filing date	Feb 15, 2019
Grant date	May 3, 2022
Priority date	—
Expiry date	Jan 20, 2040

Classification

Technology area (CPC H)Electricity
CPC primaryH04L2209/56
WIPO fieldDigital communication
WIPO sectorElectrical engineering

Abstract

Methods and systems disclosed herein related to analyzing the risk of an identity-based transaction and offering the identity-based transaction to a risk exchange. An identity-based transaction may be a transaction that is initiated with a digital identity, and an assertions model manager may provide assertions about the digital identity for completing the identity-based transaction. The assertions model manager may use the assertions and information about the identity-based transaction to analyze transaction risk. A risk score for the identity-based transaction can be calculated, and then the identity-based transaction may be offered on a risk exchange.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.