Single entry combined functionality

US11328364B2 · kind B2 · utility

Assignee

• Synchrony Bank · US

Inventors

• David Fasoli · Aliso Viejo, US
• Clarinda Gurr · Irvine, US
• Erin Gadhavi · Stamford, US
• Annabel Larsen · Stamford, US
• Kendra Larsen · Tecate Mission Road, US
• Craig Urbansky · Stamford, US
• Sally Yijing Yang · Stamford, US
• Bete Johnson · Stamford, US

Key dates

• Filing date: Oct 28, 2020
• Grant date: May 10, 2022
• Expiry date: Oct 28, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/405
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Computer-implemented methods are provided for receiving information corresponding to a transaction, wherein the information is received via a single processing of an instrument. A balance for the transaction is automatically determined based on a coverage plan associated with the information from the instrument and services associated with the transaction. Upon detecting selection of an account for the balance, an amount from the account is allocated for the balance and is provided to complete the transaction.