Patent · US Active

Multi-path back-end system for payment processing

US11341489B1 · kind B1 · utility

0Cited by
2References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateDec 19, 2016
Grant dateMay 24, 2022
Priority date
Expiry dateMar 17, 2040

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/204
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Systems and methods for securing transaction messages are described. In an example, a transaction network may receive a transaction message. The transaction message may have been secured based on a key or an obfuscation process. They key or the obfuscation process may be associated with a management system of the transaction network. The transaction message may be received based on a rule set specifying a selection of the key from a plurality of keys or the obfuscation process from a plurality of obfuscation processes. The selection may be based on a condition associated with securing the transaction message. The keys or the obfuscation processes may be stored at least at a card reader. The management system may access the transaction message and may provide transaction data to an endpoint based at least in part on the transaction message being accessed.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.