Use of mobile identification credential in know your customer assessment

US11392949B2 · kind B2 · utility

Assignee

• The Government of the United States of America, as represented bv the Secretan/ of Homeland Security · US

Inventors

• Daniel A. Boyd · Arlington, US
• Kelli L. Biegger · Fort Worth, US
• Chang Ellison · Arlington, US
• Jason Lim · Alexandria, US

Key dates

• Filing date: Nov 19, 2021
• Grant date: Jul 19, 2022
• Expiry date: Nov 19, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/409
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for verifying an identity of an individual as a first party via a first party system by a second party system comprises: sending a request for identification information of the first party; receiving first party information associated with a mobile identification credential (MIC) which the first party system received from an authorizing party system (APS) before the second party system sends the request for identification information of the first party to the first party system, the first party having consented to release the first party information to the second party system, and the first party information having been verified by the APS before the APS sends the MIC to the first party system; using the verified first party information associated with the MIC to verify or not verify an identity of the first party; verifying the identity of the first party before providing services to the first party.