Patent · US Active

Systems and methods for using a transaction identifier to protect sensitive credentials

US11397947B2 · kind B2 · utility

1Cited by

0References

4Claims

0Family size

Assignee

Visa International Service Association · US

Inventors

Jalpesh Chitalia · Sunnyvale, US
Ansar Ansari · Santa Clara, US
Samuel Shrauger · Lafayette, US

Key dates

Filing date	Jul 11, 2018
Grant date	Jul 26, 2022
Priority date	—
Expiry date	Aug 13, 2039

Classification

Technology area (CPC G)Physics
CPC primaryG06Q20/385
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

Embodiments of the invention are directed to systems and methods of securely transmitting account credentials, such as a token. A user device and application can initially select an account, and then obtain a transaction identifier associated with the account. The user device can provide the transaction identifier to a resource provider, which can then directly exchange the transaction identifier for the account credentials.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.