System and method for activity based interaction
US11416886B2 · kind B2 · utility
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1References
12Claims
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Key dates
| Filing date | May 3, 2021 |
| Grant date | Aug 16, 2022 |
| Priority date | — |
| Expiry date | May 3, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0207
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method is disclosed. The method includes receiving an authorization request message for a transaction from an access device. The authorization request message includes a value and an account identifier. The user device is used by a user to conduct a transaction with the resource provider. The method also includes determining an activity metric associated with the user of the user device, determining a value alteration based at least in part on the activity metric, and applying the value alteration to the value for the transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.