Systems and methods for transferring value to and managing user selected accounts
US11423370B2 · kind B2 · utility
0Cited by
11References
14Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Sep 1, 2014 |
| Grant date | Aug 23, 2022 |
| Priority date | — |
| Expiry date | Jul 1, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/40145
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Disclosed are the methods and systems for transferring value from a first account to a second account via a consumer device. The methods may be consumer or merchant driven and may involve transferring value to peers, oneself, or a third party account holder with or without the creation of a user account. Based on information input by a user, various financial systems interact in a manner that results in creation of an escrow account and effectuates transfer of value from a funding account through that escrow account to a receiving account. Such novel methods allow for previously unavailable transfers of value.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.