Anonymous payment transactions
US11423394B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 29, 2021 |
| Grant date | Aug 23, 2022 |
| Priority date | — |
| Expiry date | Mar 29, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/383
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
In an embodiment, a method performed by a payment service system (PSS) includes receiving from a first payment application associated with the PSS, a request to generate a token. The method includes identifying account information associated with the recipient. The method includes generating an anonymizing token associated with the recipient. The method includes storing an association between the account information of the recipient and the anonymizing token. The method includes providing for display of the anonymizing token within the first payment application. The anonymizing token anonymously embeds recipient information and the account information of the recipient. The method includes, upon receiving an indication of an intent to transfer payment through interaction with the anonymizing token via a second payment application, identifying a recipient account associated with the recipient based on an identification of the stored association and automatically facilitating a transfer of funds to the recipient account.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.