Methods, systems and computer program products for transaction authentication
US11429979B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 25, 2019 |
| Grant date | Aug 30, 2022 |
| Priority date | — |
| Expiry date | May 18, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3674
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The invention relates to methods and systems for reducing user interventions necessary for authentication of electronic payment transactions. In an embodiment the invention comprises (i) receiving from a POS terminal a payment transaction request, and information identifying a first payment card for implementing the payment transaction request, (ii) receiving from a wireless access point, information corresponding to a set of payment cards enrolled with a mobile payment wallet implemented on said mobile communication device, (iii) determining whether received information corresponding to the first payment card matches received information corresponding to any payment card within the set of payment cards enrolled with the mobile payment wallet, and (iv) implementing the requested payment transaction based on the first payment card.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.