Patent · US Active

Managing verification repositories to facilitate real-time servicing of verification queries

US11431729B2 · kind B2 · utility

14Cited by
5References
20Claims
0Family size

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Key dates

Filing dateApr 28, 2017
Grant dateAug 30, 2022
Priority date
Expiry dateMar 15, 2038

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L67/306
  • WIPO fieldDigital communication
  • WIPO sectorElectrical engineering

Abstract

In some aspects, a verification exchange system transforms consumer data (e.g., employment or income data) from different contributor computing systems to a standardized format and stores this standardized data in a consumer-status verification repository. The verification exchange system can selectively provide portions of the consumer data to authorized client system via a security portal to a public network. For example, the verification exchange system can use standardized consumer data to service verification queries requesting confirmation of employment or income level for consumers. The verification exchange system can do so by ensuring that a verifier system from which the query is received has provided a valid credential. In another example, the verification exchange system can restrict access to the standardized consumer data to accessors that are (i) an originating contributor computing system for the employment or income data or (ii) consumers described by the standardized employment or income data.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.