Server for transaction handoff and completion employing indirect token
US11436584B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Dec 15, 2020 |
| Grant date | Sep 6, 2022 |
| Priority date | — |
| Expiry date | Dec 15, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/409
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A server includes: a database that registers a payment instrument, associates the instrument with indirect tokens, and stores a payment token that associates the indirect tokens with the instrument in a record along with an identifier for a device; a communication circuit, that receives transaction details from a POS terminal, and receives the one of the indirect tokens from the POS terminal; and a code segment, that employs the payment token to access the identifier in the record, directs the communication circuit to send a push notification, and, upon execution of the proprietary application on the device, directs the communication circuit to transmit transaction details to the POS terminal and the device, receives transaction data from the device, completes the transaction, and directs the communication circuit to notify the POS terminal that the transaction is complete.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.