Patent · US Active

Data security system using mobile communications device

US11443314B2 · kind B2 · utility

0Cited by
46References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateOct 25, 2019
Grant dateSep 13, 2022
Priority date
Expiry dateAug 6, 2040

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04W12/06
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Embodiments of the invention provide systems and methods to unlock an account associated with a user for a limited period of time to enable the user conduct a transaction using funds from that account. In one embodiment of the invention, the user may select options relating to the transaction using a payment menu provided at a mobile communications device associated with the user. A notification message is received at the mobile communications device informing the user that the account is unlocked for a certain period of time and for a certain amount. After the transaction is complete, the user is notified and the account is locked again.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.