Intelligent secure automation of claim preemptive subrogation
US11449951B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | May 18, 2021 |
| Grant date | Sep 20, 2022 |
| Priority date | — |
| Expiry date | May 18, 2041 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L9/50
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
An approach is provided for automatically performing claim preemptive subrogation. An intelligent agent in an artificial intelligence system is activated. An occurrence of a vehicular event is detected. Using the intelligent agent, a mesh network of devices positioned within an environment surrounding the vehicular event is established. Property, event, and environmental data describing the vehicular event is collected and stored in a blockchain node. A smart contract is established on the blockchain node. The smart contract provides authorized parties with an access to the stored property, event, and environmental data. Based on the stored property, event, and environmental data and rule(s), a preemptive subrogation is performed by determining a cause of the vehicular event.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.