Payment method and apparatus, related device, and system

US11461745B2 · kind B2 · utility

Assignee

• TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED · CN

Inventors

• Dong Po Bao · Lo Wu, CN
• Song Wang · Beijing, CN
• Jian Wei Deng · Lo Wu, CN
• Rui Wu · Lo Wu, CN
• Dan Zeng · Canton, US
• Qiang Fei · Nanhu, CN
• Ning Guo Chen · Richmond, US

Key dates

• Filing date: Sep 10, 2020
• Grant date: Oct 4, 2022
• Expiry date: Feb 23, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/12
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A payment method by a processing server to process payment that is independently performed between a user equipment and a payment channel server is provided. The method includes: generating, by the processing server, a payment order bound to a merchant order generated by a merchant device by determining a corresponding item ID, of a service and/or a product for purchase, that is registered with the payment channel server, the merchant order corresponding to the service and/or the product provided by the merchant device; obtaining, by the processing server, a payment voucher corresponding to the payment order; matching, by the processing server, based on the payment voucher, the merchant order bound to the payment order; and transmitting, by the processing server to the merchant device, based on the matched merchant order, a service/product providing notification for providing the service and/or the product to the user equipment.