Patent · US Active

System and method for enhanced transaction utility

US11468081B2 · kind B2 · utility

0Cited by

0References

20Claims

0Family size

Assignee

JPMORGAN CHASE BANK, N.A. · US

Inventors

Kristin Muzik · Kennett Square, US
Murali Pingali · New Albany, US
Lance M. Harris · Wenonah, US
Shalini Khanna · Hockessin, US
Sang Eun Kim · Seoul, KR
Amit Kumar Meshram · Romansville, US
Maxwell Evers · Wilmington, US
Ben FERENCHAK · Nonatum Mills, US

Key dates

Filing date	Jan 21, 2021
Grant date	Oct 11, 2022
Priority date	—
Expiry date	Apr 29, 2041

Classification

Technology area (CPC G)Physics
CPC primaryG06F21/31
WIPO fieldComputer technology
WIPO sectorElectrical engineering

Abstract

Various methods, apparatuses/systems, and media for enhanced transaction utility are disclosed. A processor implements a single data source for accessing to transaction data associated with each type of transaction related to a user account; causes a receiver to receive user input data from a user computing device for requesting access to a type of transaction data related to the user account from the single data source; and authenticate the user based on verifying the received user input data with pre-stored user data. The processor also routes, in response to authenticating, to a transaction application programming interface (API) corresponding to the requested type of transaction data; calls the transaction API via an API gateway to fetch the requested type of transaction data from the single data source; and causes a GUI of the user computing device to display the requested type of transaction data.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.