Systems and methods for determining a provider-specific likelihood of payment acceptance
US11468422B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Aug 19, 2020 |
| Grant date | Oct 11, 2022 |
| Priority date | — |
| Expiry date | Aug 19, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/4037
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Embodiments of the application are directed toward a method comprising: receiving, by a transaction management computing apparatus, an electronic payment estimate via a secure communication channel for services rendered by a provider; receiving determining a likelihood of payment acceptance by generating, by the transaction management computing apparatus, an payment amount acceptable to the provider computing device based on data associated with the provider computing device, a type of service provided, or a number of days to make the payment; determining, by the transaction management computing apparatus, whether the generated exact amount is acceptable to the provider computing device; and completing, by the transaction management computing apparatus, a payment transaction with the generated exact amount when the generated exact amount is determined to be acceptable to the provider computing device.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.