Virtual-to-physical secure remote payment to a physical location

US11468432B2 · kind B2 · utility

Assignee

• Omnyway, Inc. · US

Inventors

• Amitaabh Malhotra · Redwood City, US
• Laura Ann Torbett Giddings · Los Gatos, US
• Mohammad Khan · San Jose, US
• Ashok Narasimhan · San Francisco, US
• Aiko Nishida · Belmont, US
• Robert Jay Berger · Menlo Park, US
• Sriram Krishnan · Bellevue, US

Key dates

• Filing date: Aug 10, 2020
• Grant date: Oct 11, 2022
• Expiry date: Dec 23, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/3276
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system for facilitating virtual-to-physical secure remote payment to a physical location is described. In an embodiment, a transaction bridge server receives, from a merchant computing device of a merchant user, information for a communication session between a user computing device and the merchant user; generates a digital invitation to initiate the communication session; sends a touchpoint associated with the communication session to the user computing device; receives, from an application component of the user computing device, an indication of an interaction between the user computing device and the touchpoint, the indication comprising a request to access the digital invitation; initiates the communication session between the user computing device and the merchant computing device; generates a display page customized for a user of the user computing device, the display page comprising information for a transaction with the merchant; and sends the display page to the application component of the user computing device via communication session. The user of the user computing device and the merchant user are most probably present at different physical locations.