Patent · US Active

Risk prediction system and operation method thereof

US11481707B2 · kind B2 · utility

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6Claims
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Key dates

Filing dateOct 30, 2019
Grant dateOct 25, 2022
Priority date
Expiry dateApr 16, 2040

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06N20/00
  • WIPO fieldComputer technology
  • WIPO sectorElectrical engineering

Abstract

Provided are a business default prediction system and an operation method thereof. The method includes collecting a plurality of news articles on the Internet, selecting a business that is an analysis target, classifying news articles related to an analysis target business among the plurality of collected news articles into analysis target articles, calculating a risk level for each of the analysis target articles, generating feature vectors representing each group by performing grouping of the analysis target articles based on the calculated risk level, and calculating the default risk of the analysis target business based on the generated feature vectors.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.