Patent · US Active

Secure data exchange

US11481838B1 · kind B1 · utility

2Cited by
10References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateJun 18, 2020
Grant dateOct 25, 2022
Priority date
Expiry dateDec 31, 2040

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/102
  • WIPO fieldDigital communication
  • WIPO sectorElectrical engineering

Abstract

In an example, a computer-implemented method includes determining a set of permissions that specifies types of account data of one or more financial accounts to share with a third-party, the one or more financial accounts being associated with a user and held by a financial institution, and generating authorization data that authenticates the third-party and authorizes the third-party to access the types of account data specified by the set of permissions. The method also includes transmitting the authorization data to the third-party, receiving a request for authorization that includes the authorization data and a request for account data of the one or more financial accounts that conforms to the types of account data specified by the set of permissions, authorizing the third-party based on the authorization data, and transmitting the account data that conforms to the types of account data specified by the set of permissions.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.