Patent · US Active

Systems and methods for providing low-latency access to cardholder location data and determining merchant locations and types

US11494755B2 · kind B2 · utility

0Cited by

1References

7Claims

0Family size

Assignee

First Performance Corporation · US

Inventors

William M. Hernandez-Ellsworth · Atlanta, US
Sosh A. Howell · Atlanta, US
Walter G. Ley · Atlanta, US

Key dates

Filing date	Aug 21, 2018
Grant date	Nov 8, 2022
Priority date	—
Expiry date	Aug 21, 2038

Classification

Technology area (CPC H)Electricity
CPC primaryH04W4/02
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

A system includes one or more memory devices storing instructions, and one or more processors configured to provide low-latency access to cardholder location information by receiving periodically updated location information from a mobile device associated with the account holder and updated associated systems with the information prior to the user initiating a transaction. At the time of a transaction, necessary systems can quickly access the stored information and authenticate transactions appropriately.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.