Patent · US Active

Intelligent agent to simulate financial transactions

US11494835B2 · kind B2 · utility

0Cited by
18References
14Claims
0Family size

Assignee

Inventors

Key dates

Filing dateNov 5, 2019
Grant dateNov 8, 2022
Priority date
Expiry dateOct 14, 2040

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06N7/01
  • WIPO fieldComputer technology
  • WIPO sectorElectrical engineering

Abstract

Embodiments can provide a computer implemented method for simulating transaction data using a reinforcement learning model including an intelligent agent, a policy engine, and an environment, the method including: providing, by a processor, standard customer transaction data representing a group of customers having similar transaction characteristics as a goal; conducting, by the intelligent agent, an action including a plurality of simulated transactions; comparing, by the environment, the action with the goal; providing a feedback, by the environment, the action based on a degree of similarity relative to the goal; and adjusting, by the policy engine, a policy based on the feedback; the step of conducting an action to the step of adjusting a policy are repeated until the degree of similarity is higher than a first predefined threshold.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.