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US11501312B2 · kind B2 · utility

Assignee

• CAPITAL ONE SERVICES, LLC · US

Inventors

• Jeffrey RULE · Chevy Chase Section Five, US
• Paul Moreton · Tuscaloosa, US
• Wayne LUTZ · Fort Washington, US
• Jason Ji · Reston, US

Key dates

• Filing date: Mar 2, 2022
• Grant date: Nov 15, 2022
• Expiry date: Mar 2, 2042

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2209/56
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A processor of a computing device may receive, from a contactless card, a uniform resource locator (URL) and a cryptogram. An operating system (OS) executing on the processor may open an application based on the URL. The application may transmit the cryptogram to an authentication server. The application may receive, based on the server verifying the cryptogram, an account number. The application may store the account number in a memory of the device.