Digital property collateral protection

US11508006B1 · kind B1 · utility

Assignee

• AON RISK SERVICES, INC. OF MARYLAND · US

Inventors

• Peter Gerard Cross · Frisco, US
• Nicholas Joseph Chmielewski · Chicago, US
• Daniel Crouse · Seattle, US
• Brian L. Hinman · Los Gatos, US
• Giles Humphrey ffolliott Harlow · Hamilton, BM
• Martyn Frank Chattey

Key dates

• Filing date: May 31, 2019
• Grant date: Nov 22, 2022
• Expiry date: Jan 7, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/184
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and methods for digital property collateral protection are disclosed. For example, a pre-underwriting analysis may be performed to ascertain the quality of a given borrower and the intellectual property associated with the borrower. If the borrower passes the pre-underwriting analysis, an underwriting analysis including an intellectual property valuation may be performed. If the borrower passes the underwriting analysis and the terms of a loan and insurance policy are otherwise agreed upon, a lender may issue a loan to the borrower with the intellectual property as collateral, and an insurer may issue an insurance policy to the lender to insure against covered events.