System and server for receiving transaction requests

US11521212B2 · kind B2 · utility

Assignee

• IPCO 2012 Limited · GB

Inventors

• Steven George Garlick · Chino Hills, US
• Neil Antony Masters · Heysham, GB

Key dates

• Filing date: Mar 26, 2021
• Grant date: Dec 6, 2022
• Expiry date: Mar 26, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/405
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A gateway is provided for controlling transfer of electronic messages between a financial institution and a transaction processing system comprising a plurality of switches. The gateway includes communication circuitry operable to receive an electronic message issued by the financial institution and processing circuitry operable to determine whether the electronic message includes enough information for a switch of the transaction processing system to process the electronic message. In response to the electronic message including enough information, the communication circuitry is further operable to transmit the electronic message over a data communications network for storage in a message queue unit associated with the transaction processing system for subsequent processing by the switch. In response to the electronic message not including enough information, the communication circuitry is operable to return the electronic message to the financial institution.