Patent · US Active

Push payment decision routing

US11526867B2 · kind B2 · utility

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20Claims
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Assignee

Inventors

Key dates

Filing dateFeb 28, 2019
Grant dateDec 13, 2022
Priority date
Expiry dateJun 12, 2039

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L67/55
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

In an example embodiment, a method for push payment decision routing in relation to a transaction is provided. An example method comprises issuing a virtual payment identifier to a mobile device and receiving payment rules from a mobile device. The user-defined rules include parameters for invoking at least one push payment to be made via the virtual payment identifier for the transaction. Instructions to implement or pay for the transaction as a pull payment are received and, based on the rules, the transaction is completed or paid for a push payment.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.