Resource transferring monitoring method and device
US11526889B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jun 24, 2020 |
| Grant date | Dec 13, 2022 |
| Priority date | — |
| Expiry date | Jun 24, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06N3/08
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Methods and apparatus, including computer programs encoded on computer storage media, for monitoring resource transfer are provided. One of the methods includes: by a server, receiving a resource deposit request from a resource deposit initiator; performing, using a first risk identification model, a first risk identification on the target account according to the resource deposit request to obtain a first risk identification result; receiving a resource withdrawal request from a resource withdrawal initiator, and the resource withdrawal request requesting a resource withdrawal from the target account to the recipient account; performing, using a second risk identification model, a second risk identification on the target account according to the resource withdrawal request to obtain a second risk identification result; and determining, using a third risk identification model, a resource transfer risk monitoring result of the target account according to the first risk identification result and the second risk identification result.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.