Patent · US Active

Collection system and method

US11551293B1 · kind B1 · utility

7Cited by
12References
30Claims
0Family size

Assignee

Inventors

Key dates

Filing dateSep 6, 2018
Grant dateJan 10, 2023
Priority date
Expiry dateMay 21, 2039

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L67/10
  • WIPO fieldDigital communication
  • WIPO sectorElectrical engineering

Abstract

A computer-implemented method for initiating online collections that includes determining a current status of an account held by an account holder, determining a real-time financial profile of the account holder using information on the banking institution computer systems and third party information providers and displaying a customized status message based on the account holder's financial profile. The method provides remediation options to the account holder.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.