Automated account opening decisioning using machine learning
US11556807B2 · kind B2 · utility
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41References
19Claims
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Key dates
| Filing date | Apr 9, 2021 |
| Grant date | Jan 17, 2023 |
| Priority date | — |
| Expiry date | Aug 26, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A method for using machine learning techniques to analyze past decisions made by administrators concerning account opening requests and to recommend whether an account opening request should be allowed or denied. Further, the machine learning techniques determine various other products that the customer may be interested in and prioritizes the choices of options that the machine learning algorithm determines appropriate for the customer.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.