Financial risk management based on transactions portrait
US11556935B1 · kind B1 · utility
4Cited by
1References
17Claims
0Family size
Assignee
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Key dates
| Filing date | Jul 28, 2021 |
| Grant date | Jan 17, 2023 |
| Priority date | — |
| Expiry date | Jul 28, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/03
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
An approach is provided in which the approach constructs a 3-dimensional (3D) matrix based on a plurality of historical transactions performed by a user. The 3D matrix includes a set of features, a set of rows, and a set of channels. The approach trains a convolutional neural network using the 3D matrix, and then uses the trained convolutional neural network to predict a risk level of a new transaction initiated by the user. The approach transmits an alert message based on the predicted risk level.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.