Ad hoc electronic messaging using financial transaction data
US11557003B2 · kind B2 · utility
0Cited by
2References
16Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Mar 20, 2020 |
| Grant date | Jan 17, 2023 |
| Priority date | — |
| Expiry date | Jul 19, 2040 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L51/224
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
The disclosed embodiments provide a system that facilitates electronic communication among users. During operation, the system obtains financial data as a set of financial transactions. Upon receiving a request to transmit a message, the system obtains one or more recipient attributes from the request. Next, the system uses the financial transactions to identify a set of recipients that matches the one or more recipient attributes. The system then transmits the message to the set of recipients without revealing the PII for the set of recipients to a creator of the message.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.