Systems and methods for provisioning transaction data to mobile communications devices

US11599877B2 · kind B2 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Sandeep K. Asokan · Phoenix, US
• Michael Bailey · Carlsbad, US
• Joe Buselmeier · Phoenix, US
• Manish K. Deliwala · Chandler, US
• Chintan Mehta · Peoria, US
• Keshav A. Narispur · Chandler, US
• Manoj K. Thulaseedharanpillai · Phoenix, US

Key dates

• Filing date: Mar 17, 2020
• Grant date: Mar 7, 2023
• Expiry date: Feb 10, 2041

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L9/50
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The system comprises approving a credit application during a single http session, transmitting an encoded secure token to a web-client participating in the http session, receiving from the mobile communications device the secure token, and transmitting the transaction account data to the mobile communications device, in response to the receiving the secure token. The system may further comprise the mobile communications device decoding the secure token.