Data processing method, apparatus, and system

US11599882B2 · kind B2 · utility

Assignee

• CHINA UNIONPAY CO., LTD. · CN

Inventors

• Yu Chen · Nanhu, CN
• Jien ZHOU · Shanghai, CN
• Yimeng Lv · Shanghai, CN
• Lei He · Moraga, US
• Yuan Gao · San Diego, US
• Yisheng Fu · Shanghai, CN
• Xiufeng Hu · Shanghai, CN
• Longchao Li · Shanghai, CN

Key dates

• Filing date: Jul 20, 2020
• Grant date: Mar 7, 2023
• Expiry date: Jul 20, 2040

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L63/0861
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A data processing method, apparatus and system, for improving the security and accuracy in the data processing process. The method comprises: receiving target biometric information and verification password information of a target object sent by an acquisition institution server; recognizing, from registered biometric information of a plurality of objects, the registered biometric information matching the target biometric information; determining target account information of the target object according to the recognized registered biometric information; and sending a data processing request to a card issuing institution server corresponding to the target account information, the data processing request comprising the target account information and the verification password information, so that the card issuing institution server performs verification using the verification password information and performs data processing according to the target account information after the verification is passed.