Payment card transaction systems and methods with instant geographic merchant incentive notification
US11605105B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Nov 1, 2017 |
| Grant date | Mar 14, 2023 |
| Priority date | — |
| Expiry date | Nov 5, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/387
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
An electronic payment card processing system and method includes a host computing device having at least one processor in communication with a memory device and a multi-party payment processing network for processing payment-by-card transactions. The host computing device is configured to identify a first payment-by-card transaction between an enrolled cardholder and a first enrolled merchant that is processed over the multi-party payment processing network, identify at least one affiliated merchant of the first enrolled merchant; and send an affiliate incentive offer for the at least one affiliated merchant to the enrolled cardholder.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.