System and method for searching billers with service area popularity model and machine learning
US11645350B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Feb 1, 2021 |
| Grant date | May 9, 2023 |
| Priority date | — |
| Expiry date | Dec 31, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0204
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
Various methods, apparatuses/systems, and media for implementing a payment application module for searching billets are disclosed. A plurality of data sources include customer profile data, customer payment history data, biller information data, and biller directory data. A processor operatively coupled to the plurality of data sources via a communication network builds a customer profile service area popularity model based on the customer profile data, customer payment history data, biller information data, and biller directory data; receives search query data for searching a biller; builds a biller search machine learning model to optimize weights applied to the search query data; and ranks search results by utilizing the machine learning model in response to the search query data.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.