Digital banker application system

US11669895B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Poonam Chawla · San Francisco, US
• Prafullata Diwate · San Francisco, US
• Alicia Laramy · El Monte, US
• Jason Martin · Charlotte, US
• Nirmal Masih · Tega Cay, US
• Stephen Nixon · San Francisco, US

Key dates

• Filing date: Aug 28, 2020
• Grant date: Jun 6, 2023
• Expiry date: Aug 28, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/265
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computing system includes a network interface circuit and a processing circuit comprising one or more processors coupled to non-transitory memory storing instructions that when executed by the one or more processors, cause the processing circuit to generate a first code displayable for capture by a customer device associated with a customer, generate a second code confirming an identity of the customer, provide the second code to a mobile device, receive customer information and an indication of a capture of the first code from the customer device, in response to receiving the second code from the customer device within a predefined parameter of the receiving of the customer information and the indication of the capturing of the first code from the customer device, analyze the customer information, and in response to verifying the customer information based on the analysis, cause an activation on behalf of the customer.