Cash delivery application

US11694173B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Darren M. Goetz · Salinas, US
• Ashish B. Kurani · Hillsborough, US
• JoAnn Mar · San Francisco, US
• Dennis E. Montenegro · Concord, US
• Joseph Ng · San Mateo, US
• Damodar Raval · San Francisco, US
• Lisa Schur · San Francisco, US

Key dates

• Filing date: Mar 31, 2022
• Grant date: Jul 4, 2023
• Expiry date: Mar 31, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/211
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems, methods, and apparatuses described herein relate to a method for delivering cash to a user. The method includes receiving a cash delivery request from a first user device of the user. The method includes generating a cash authentication code (CAC) for the cash delivery request to be verified by a cash dispenser machine. The method may include transmitting the cash delivery request and the CAC to a second user device of a driver. The method may include determining a route for the driver from a first location of the driver, to a second location of a cash dispenser machine, and to a third location of the customer to deliver the cash delivery request. The method may include instructing the cash dispenser machine to dispense cash in response to authenticating the second user device based on the CAC and determining that the first current location is at the second location.