Transaction account charge splitting

US11710115B1 · kind B1 · utility

Assignee

• American Express Travel Related Services Company, Inc. · US

Inventors

• Sharad Kumar · Phoenix, US
• John C. Roam · Phoenix, US
• Amit Sahu · Phoenix, US
• Mahi Sethuraman · Phoenix, US
• Sriram Sundararajan · Phoenix, US

Key dates

• Filing date: Jan 19, 2021
• Grant date: Jul 25, 2023
• Expiry date: Mar 6, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0233
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit notifications to requestees to request payment from the requestees. The transaction account issuer may transfer the payment from a transaction account of the requestee to the consumer's transaction account.