Point-of-sale consumer resolution system
US11720884B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 22, 2019 |
| Grant date | Aug 8, 2023 |
| Priority date | — |
| Expiry date | Feb 28, 2040 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F21/6245
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system for identifying a consumer at a retailer point of sale (POS) incorporates a virtual wallet database that contains consumer records. A consortium processor utilizes a database or databases with information known to the electronic tender provider but not available to the virtual wallet database. If the identifying data from the retailer POS hardware does not match any data from the virtual wallet database, an enhanced trade area append processor is employed to find a matching consumer within the retailer POS trade area. If a match is found, the applicable address is attached to the consumer data captured at the POS. A record is then sent to the consortium processor, which compares this data to its own records and returns a match or no-match result. The virtual wallet database is updated based on the match results.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.