Patent · US Active

Multi-purpose virtual card transaction apparatuses, methods and systems

US11727392B2 · kind B2 · utility

1Cited by
183References
14Claims
0Family size

Assignee

Inventor

Key dates

Filing dateJun 25, 2020
Grant dateAug 15, 2023
Priority date—
Expiry dateSep 1, 2040

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/42
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

The MULTI-PURPOSE VIRTUAL CARD TRANSACTION APPARATUSES, METHODS AND SYSTEMS (“WIP”) transform wallet in proxy card generation requests and purchase inputs via WIP components into wallet in proxy card generation notifications and wallet in proxy card-based transaction purchase notifications. In one implementation, the WIP server may receive a transaction authentication request associated with a proxy payment identifier, and then determine that the proxy payment identifier is associated with an electronic wallet. The WIP sever may further obtain a payment identifier associated with the electronic wallet, and authenticate the transaction using the obtained payment identifier associated with the electronic wallet.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.