Autonomous vehicle operator identification

US11748085B2 · kind B2 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Brian Mark Fields · Phoenix, US
• Chien Che Huang · Normal, US
• Mohamed A. Wazeer · Normal, US
• Shawn C. Bennett · Le Roy, US
• Steven C. Cielocha · Bloomington, US
• Ronny S. Bryant · Bloomington, US
• Stephen Kohaus · Normal, US
• Terry Quakenbush · Bloomington, US
• Richard A. Novak · Bloomington, US
• Aaron Scott Chan · San Jose, US
• Craig M. Main · Allen, US
• Weixin Wu · Seattle, US
• Torri Wollenschlager · Bloomington, US
• Carol Marie Csanda · Hudson, US
• Stacey Gorsuch · Bloomington, US
• Todd Binion · Bloomington, US

Key dates

• Filing date: Oct 19, 2020
• Grant date: Sep 5, 2023
• Expiry date: Oct 19, 2040

Classification

• Technology area (CPC B): Performing Operations; Transporting
• CPC primary: B60W2900/00
• WIPO field: Transport
• WIPO sector: Mechanical engineering

Abstract

Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, with the customer's permission, a vehicle operator in an autonomous or semi-autonomous vehicle may be determined by a sensor disposed within the autonomous or semi-autonomous vehicle or a mobile computing device associated with the vehicle operator. A determination may be made as to whether the vehicle operator is authorized to operate the vehicle based upon the determined identity of the vehicle operator; and if the vehicle operator is not authorized, an alert may be generated and/or the vehicle may be caused to not operate. Alternatively, autonomous operation features may be automatically engaged to automatically drive the autonomous or semi-autonomous vehicle to a safe location when the operator is not authorized. Insurance discounts may be provided based upon the anti-theft functionality.