Patent · US Active

Method and system for automatically collecting payment for a credit account

US11748719B2 · kind B2 · utility

0Cited by
16References
20Claims
0Family size

Assignee

Inventors

Key dates

Filing dateAug 19, 2021
Grant dateSep 5, 2023
Priority date
Expiry dateOct 27, 2041

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/02
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method for automatically collecting payment for a credit account includes determining if a credit account is delinquent and determining the number of days the credit account is delinquent. The method includes automatically collecting a first amount from a first account if the number of days the credit account is delinquent comprises at least a first number of days and crediting the credit account the first amount. The first account may comprise a checking account, and the first number of days may comprise twenty days.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.