Authentication at ATM and handshake between customer and driver

US11769153B1 · kind B1 · utility

Assignee

• Wells Fargo Bank, N.A. · US

Inventors

• Darren M. Goetz · Salinas, US
• Ashish B. Kurani · Hillsborough, US
• JoAnn Mar · San Francisco, US
• Dennis E. Montenegro · Concord, US
• Joseph Ng · San Mateo, US
• Damodar Raval · San Francisco, US
• Lisa Schur · San Francisco, US

Key dates

• Filing date: May 23, 2022
• Grant date: Sep 26, 2023
• Expiry date: May 23, 2042

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/209
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems, methods, and apparatuses described herein relate to a method for providing authentication with respect to a cash delivery request made by a customer using a customer user device of the customer. The method includes receiving at least one of security information or a first cash authentication code (CAC) from a cash dispenser machine. The cash dispenser machine obtains the security information or the first CAC from a first user device of a driver or the driver. The method includes authenticating the driver based on at least one of the security information or the first CAC. The method includes generating a second CAC. The method includes transmitting the second CAC to the first user device of the driver. The method includes authenticating the driver and the customer based on at least one of the security information or the second CAC.