Driver classification systems and methods for obtaining an insurance rate for a vehicle
US11776064B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 24, 2021 |
| Grant date | Oct 3, 2023 |
| Priority date | — |
| Expiry date | Sep 4, 2041 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07C5/0808
- WIPO fieldControl
- WIPO sectorInstruments
Abstract
Driver classification systems and methods are disclosed herein. The driver classification method includes collecting first vehicle driving data from a first vehicle, processing the first vehicle driving data using a driver classification learning model including a machine learning algorithm at one of an edge server and the first vehicle to assign a driver classification to the first vehicle, updating the driver classification learning model based on additional driver classification learning models received from a plurality of additional vehicles, sending the driver classification to an insurance provider, receiving an insurance rate for the first vehicle from the insurance provider based on the driver classification of the first vehicle, and providing the insurance rate to the first vehicle.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.