Payment information processing method, apparatus, device and computer readable storage medium

US11797996B2 · kind B2 · utility

Assignee

• CHINA UNIONPAY CO., LTD. · CN

Inventors

• Shuo He · Shanghai, CN
• Cheng Peng · Beijing, CN
• Wei Guo · Shanghai, CN
• Wenhai Yu · Shanghai, CN
• Limin Zhang · Beijing, CN
• Jin Qian · Shanghai, CN

Key dates

• Filing date: Feb 18, 2020
• Grant date: Oct 24, 2023
• Expiry date: Feb 18, 2040

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q40/02
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining an environment image collected by a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a payment environment confidence level of the mobile acquiring device according to the environment image, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the payment environment confidence level.