Method and system for issuer-defined prompts and data collection

US11823184B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Enda Rice · Wezembeek-Oppem, BE
• Eddy Lodewijk Hortensia Van De Velde · Leuven, BE
• Sebastien Pochic · Brussels, BE
• Mark AQUILINA · Denver, US
• Charl Frederik Botes · Stamford, US

Key dates

• Filing date: Sep 17, 2021
• Grant date: Nov 21, 2023
• Expiry date: Sep 25, 2041

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q2220/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for providing scripts for execution as part of an electronic transaction includes: storing, in a memory of an integrated circuit payment card, at least one or more executable scripts, payment credentials, and a cryptogram rule; receiving, by a receiving device of the integrated circuit payment card, a transaction request from a point of sale device, wherein the transaction request includes at least one or more transaction items and a script request; generating, by a generation module of the integrated circuit payment card, at least one payment cryptogram based on at least the cryptogram rule and at least one of the one or more transaction items; and electronically transmitting, by a transmitting device of the integrated circuit payment card, at least one of the one or more executable scripts, the payment credentials, and the generated at least one payment cryptogram to the point of sale device.