Secure transaction utilizing bone conductive characteristic

US11823193B2 · kind B2 · utility

Assignee

• International Business Machines Corporation · US

Inventors

• Ting Yin · Beijing, CN
• Dong Chen · Beijing, CN
• Ting Ting Zhan · Beijing, CN
• Xiang Juan Meng · Beijing, CN
• Yin Xia · Beijing, CN

Key dates

• Filing date: Jul 9, 2018
• Grant date: Nov 21, 2023
• Expiry date: Dec 28, 2039

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/3272
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods, computer program products, systems are provided for securely performing electronic transactions over a network. An acoustic wave signal is received. The acoustic wave signal is encoded with at least an identifier of a payer of a transaction and transaction information of the transaction. The identifier of the payer and the transaction information is then obtained from the acoustic wave signal. A bone conduction characteristic of the payer is retrieved based on the identifier of the payer and based on the received bone conduction characteristic of the payer, the payer is verified. Completion of the transaction is allowed based on the transaction information in response to the payer being verified.